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My Mum's next door neighbour has put her house up for sale. It's an okay house, and now I'm wondering whether I should see if I could sell my house and buy that on,

It would make some things a whole lot easier, ie being right next door to Mum, accessible easily if either one of us is sick, and easy to feed each other's cats etc. Plus living next door would mean I could 'pop in' instead of necessarily staying for hours at a time.

The long term plan, since losing Dad, was that eventually I would move in with her and buy her house off her - I would want to do this eventually, because it's such a lovey house and I feel I will inevitably have to care for her ultimately anyway. This is a long term plan, because of the cats - ie we can't merge the household easily, whilst the cats remain. Buying next door would erase this problem.

Is it doable? depends on the valuation of my house - it was valued at 95k when I remortgaged last year, but whether that is still the case I don't know - neighbour's is up at 94,995 - in theory I should be able to get a mortgage without hassle, as it would be the same value debt. Just depends whether I could sell mine. Neighbour's has only two bedrooms, but an upstairs shower room instead, and I do only need one bedroom really..

Oh I don't know what to do!

Will probably get neighbour to show me round next week, see about a valuation of mine and make a decision from there - would need to speak with mortgage people too...

scary just thinking about it!

Date: 2012-05-20 08:54 pm (UTC)
From: [identity profile] whatho.livejournal.com
It does, objectively, sound a very good solution if it's doable, though I understand it's a big and scary thing. I'd say go for it though, in terms of its being sensible and practical and all that (if the cats would handle the move well - I suppose that'd be a caveat - and obvs bearing in mind the 'it' I'm suggesting you go for is selling and buying houses, which is, like, BIG. But does sound wise. Etc).

Date: 2012-05-20 09:19 pm (UTC)
From: [identity profile] lolabobs.livejournal.com
the more I've been thinking about it, the more it seems like a good idea, I'm scared of getting too excited about it and then not being able to do it now though!

The cats would be an adventure all their own!


Date: 2012-05-20 11:35 pm (UTC)
From: [identity profile] curiositykate.livejournal.com
Ooh, that does sound like a good idea! Hope it all works out if you decide to go for it!

Date: 2012-05-25 07:51 am (UTC)
From: [identity profile] lolabobs.livejournal.com
Thanks - the man is coming thsi afternoon to value my house - I shall know whether it's even possible then - now I must go clean all the things!

Date: 2012-05-21 12:45 am (UTC)
From: [identity profile] ashooles.livejournal.com
It sounds good to me, if that's what you want to do :) It sounds perfect actually.

Date: 2012-05-25 07:52 am (UTC)
From: [identity profile] lolabobs.livejournal.com
I've a valuer coming this afternoon to see my house and a mortgage visit after that - then I shall know whether it's even possible or not - nervous!

Date: 2012-05-21 04:14 am (UTC)
From: [identity profile] smudley.livejournal.com
{{HUGS}} It sounds like a great idea, but you'll probably know more after you take a tour of the house. If you decide to try for it, I really, really hope you're able to get the house, because I think it would be lovely for both you and your mum. Whatever you decide, I have no doubt you'll make the right decision for you at this time, because you tend to show so much care and consideration in your decision making, and you're one smart lady. Keep us posted, please? :) :)

Date: 2012-05-25 07:53 am (UTC)
From: [identity profile] lolabobs.livejournal.com
Thanks honey, I've the man coming to value my house thsi afternoon, and a visit with the bank after that - then I shall know whether it's even possible or not. Until then I am cleaning all the things and quivering nervously!

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